Commercial Insurance Assured™
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Building Appraisal Assured™
When was the last time you had a professional appraisal to ensure adequate replacement cost on your building and contents limits?
Under insurance on building values can have a major impact on a business opening the doors again in the event of an insured loss. With the construction industry continually changing, do you have the time to ensure you have adequate replacement cost limits in order to avoid costly co-insurance penalties?
A professional building appraisal will protect your financial position in the event of a loss. It will provide you piece of mind in the event of a claim or loss. It will also provide the insurance company with a professional appraisal to ensure you are not over or under insuring one of your biggest assets.Solution
Drayden Insurance Ltd. has strategic partnerships with leading appraisal companies that can provide you with a professional building appraisal at a minimal cost to you. We will facilitate this process between you and the appraisal company. A standard building appraisal is approximately $550.
We can also facilitate fixed equipment, contents and contractors equipment appraisals.
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Loss Control Inspection Assured™
Have you recently had a professional loss control inspection on your business?
Most insurance losses could have been avoided if certain precautions would have been taken. Although insurance is in place to help your business get up and running as soon as possible, most business owners would agree they would have rather avoided the loss all together.
Managing your total cost of risk is more then just paying your insurance premiums. Being pro-active with a professional risk inspection allows you to minimize your exposure to loss and enhance your existing risk management program. At the end of the day this will make you more attractive to the insurance marketplace and ultimately provide you best of class rating.
Solution
Drayden Insurance Ltd. has strategic partnerships with leading inspection companies that can provide you with a professional Loss Control Inspection at a minimal cost to you. We will facilitate this process between you and the inspection companies. A basic report starts as low as $200.
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Strategy Meetings Assured™
When was the last time you met with an insurance professional and reviewed your present policy limits of insurance as well as discussed your insurance plan?
Reviewing your insurance policy on an annual basis should be a minimum requirement of your insurance broker. Your business is ever changing which means your needs are ever changing. If your policy is not reviewed regularly, you are going to be relying on outdated coverage and limits. A detailed review of your insurance plan is a priority for Drayden Insurance Ltd.
Regularly scheduled strategy meetings provide an opportunity for you and your broker to discuss your current coverage’s, limits of insurance, any gaps in coverage, areas of self insurance, any future insurance needs, risk management plus much more.
Solution
Drayden Insurance Ltd. will set-up regularly scheduled Strategy Meetings to review your current coverage’s, limits of insurance as well as discuss what is important to you and your business operations. The end goal is to help you manage your total cost of risk.
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Agility Recovery Assured™
Insurance protects your assets and pays claims. Do you have a strategy in place to get your business up and running after a large loss?
Any event that prevents work from happening can be catastrophic for a business. The reality is that disasters happen every day. Whether it’s a broken water pipe, a building fire, or tornado. These events will create uncertainty, which will have a negative effect on employees, vendors and customers which could have a long term effect on you business. If you haven’t considered your immediate needs in these four key areas; power, technology, space and/or connectivity issues, you will lose valuable time and money following a large loss.
Solution
Drayden Insurance Ltd. has a strategic partnership with Agility Recovery Solutions Inc. who can deliver same day/next day service with power, technology, space, and/connectivity solutions. A fully functioning mobile office can be set up on your site, immediately following the disaster…all for as low as $275 per month! We will facilitate this process.
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Disaster Planning Assured™
If disaster strikes, do you have a formal plan to get business back to normal as quickly as possible?
Following a disaster, it is anything but “business as usual” for you, your employees and customers. But the faster you can return your business to some level of normal operations, the quicker you can restore income, jobs and the goods and services your community has come to depend on from you.
A disaster recovery plan will ensure you have a blueprint to follow in the event of a large loss. With Open for Business TM , your company can follow a planning process used by many companies.
Solution
Drayden Insurance Ltd. will assist you in completing a systematic guide to property protection and business continuity planning.
The Open for BusinessTM disaster plan, along with proper insurance, will assist in protecting your property and income, and resume business operations, improving the chances of avoiding an extended closure which will cost time and money.
