Executive VIP Products for Personal Property Owners



Drayden offers many forms of property insurance through different insurers, including High Value Home Owners, Condo Owners, Tenants and Recreational Properties.

Each Insurer offers different product options.

Click here for the Insurance Bureau of Canada’s Buying Home Insurance

Some of the tailored solutions which may be available to enable you to have more choice and more control over the insurance process:

  • Optional cash settlement, you can rebuild or not. It’s your home, your policy, your choice. If you decide to rebuild at another location or not to rebuild at all after a total covered loss, you can opt for a cash payment up to the policy limit.
  • Extended replacement cost to restore your home to its original beauty. In the event of a covered loss, the same quality of materials and workmanship will be used, no matter the cost.
  • Cash settlement on contents, it’s your choice. From sporting equipment to antique furniture, your home contents are covered for the cost to replace them without any deductions or depreciation. And you are not required to replace an item that is lost, stolen or damaged; you can choose cash settlement instead.
  • Fine Art Capabilities. Our extensive experience with insuring valuable articles ensures that we can create customized solutions for you.
  • Appraisal Thresholds. No requirement for appraisals on jewellery items under $100,000 or on fine art items under $250,000
  • You may qualify to receive a complimentary home appraisal, including a detailed report of the characteristics of your home.

Call, come in or email one of our licensed insurance professionals today to learn about these Executive VIP Products to see which ones will work best for you and your home.