Do You Need Insurance for Your Summer Plans?
Summer is here and it’s time to make the most of our outdoor adventures! Before you gear up for the warm weather excitement, make sure you cover your bases for potential risks so you can fully enjoy the fun this season brings.
Boating
Though the waters may seem open, boats, like cars, are always at risk of being in an accident. Ensure you secure the necessary boating permit and adhere to all laws and regulations when operating your watercraft. If you own the boat, speak to your broker about obtaining a boat insurance policy to cover any damages or injury.
Biking
Pedal with peace of mind! Make sure your homeowner’s or tenant’s policy includes coverage for bicycle damage or theft. Also, you should review limits with your broker to confirm liability coverage in case of spills or unexpected bumps along the way.
Personal Pools/Lake Trips
Be sure to dive into summer fun responsibly. Whether you’ve got a backyard oasis or you’re heading to the lake, make sure your insurance covers you in case of any splashes or slips. Remember, pools and lakes are considered ‘attractive nuisances,’ which means it’s your responsibility to keep them safe and secure.
Backyard Celebrations
Ensure your coverage is celebration ready! Review your policy for protection against injuries from BBQs, fire pits, trampolines, and swing sets. From sparks to spills, accidents can happen, potentially impacting not just your property but also your neighbour’s and beyond. In particular, house, yard, and wildfires are a common hazard of these events. Prioritize safety with comprehensive coverage tailored to these activities.
Vacation
While you’re off enjoying the season, your home is more vulnerable to break-ins. Don’t let thieves spoil your fun with stolen goods or damaged property. In addition to securing your home, arrange checks by a responsible adult and stay informed of any incidents they may require insurance claims.
Road Trips
Drive confidently with comprehensive auto insurance! Ensure your coverage extends across borders and consider travel insurance for peace of mind against unexpected expenses or emergencies.
ATVs
Just like your vehicle, ATVs require insurance cover damages and injury so make sure you’re covered for any thrills and spill. Further, you should clear out hot spots and remove debris buildup from your machine before and after each ride to help prevent wildfires.
Remember, your insurance needs are unique to you. Talk to your Drayden Insurance broker about your summer plans to ensure you have the right coverage. We’re Here. For you. every step of the way!