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Do you need Electrician Insurance?

Who needs electrician insurance?

Insurance for Electricians is a special type of commercial insurance designed to provide a wide range of coverage to professional tradespeople working throughout the province. Insurance quotes for electricians will vary depending on the insurance brokerage and the amount of coverage you’re seeking for your Edmonton business. Keep reading for a quick guide to insurance for electricians.

Who needs to be covered?

Insurance brokers in Edmonton generally advise any business or professional tradesperson or apprentice, working directly on electrical components should be covered by insurance for electricians. If you provide any of the following, you should make sure you’re adequately covered:

  • Air conditioning service and repair
  • Construction services
  • Electrical engineering or design services
  • Heating and furnace services
  • Lighting installation and repair services
  • Oil and gas electrical services
  • Renovations or handyman services

 

Why do you need it?

Working with electrical components can be dangerous. Not only are you at risk of personal injury, but you also have a responsibility to ensure your work is safe and will not cause injury to others. Electrician insurance protects you against injury to others, theft of your tools or equipment while on the job and also provides with you with liability protection should a loss be a result of an insured peril.

What type of coverage do you need?

You’ll need to choose a commercial insurance policy that provides you with both liability and property coverage.

  • Liability insurance will protect you in the event that someone files a claim against you as a result of personal injury or damage to their property.
  • Property insurance will cover tools and equipment if they are lost or stolen.

Your insurance brokerage will be able to help you get the right coverage for your needs.

For more information on electrician insurance and other types of commercial insurance coverage, visit Drayden Insurance in Edmonton today. We offer a wide range of commercial, farm and personal insurance products. Contact us to learn more or to request a free quote. At Drayden Insurance, we’re here for you.

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