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Simple ways to avoid home insurance claims

Winter is stressful enough without having to worry about making a claim with your insurance company. Between reporting the claim and having repairs done, it’s an unnecessary burden that may be avoided. At Drayden Insurance, our brokers work hard to get you the best home insurance quotes possible in and around Edmonton. Let our experts show you what you can do to prevent having to deal with some of the most common claims in Canada.

Home insurance quotes in Edmonton

Water damage

Water damage accounts for more than 48% of insurance claims in Canada. It’s strange to say, but it’s the biggest threat that faces your average homeowner. There are numerous ways water can cause damage to your house. With the possibility of burst pipes, sewer back-ups, heavy rain, fast-melting snow and overland water, it’s easy to see how proper protection is necessary to avoid having to make a claim. Here are some tips on how to prevent water damage:

  • Unclog your pipes and keep them clear.
  • Clean your gutters at least once a year.
  • Replace damaged shingles to prevent water damage to roof and walls.
  • Keep your storage boxes and bins elevated so they won’t be affected by flooding.

Fire damage

While it does happen, fire damage is probably the easiest threat to prevent. The key when it comes to fire prevention is vigilance and preparation. Here are a few ways you can protect your home against a potential fire:

  • Install smoke detectors on every floor.
  • Never leave an open flame when you’re not in the room.
  • Try to smoke outside and extinguish your cigarette butts in water or sand.
  • Make your fireplace safe by having it inspected regularly and keeping your chimney clean.
  • Be sure that all flammable material is kept away from heat sources.

Theft

Theft is a tough one. It’s impossible to predict and has the most emotional response. Some things just can’t be replaced. That’s why it’s important that you do whatever you can to keep your home safe from any would-be burglars. Here’s how:

  • Always lock your windows and doors when you leave the house.
  • Never broadcast your travel plans on social media.
  • Consider installing a security system. Not only will this keep a watchful eye on your home, but having cameras on the outside of your house could do wonders for deterring criminals.

For one of the most trusted insurance companies in Edmonton, make an appointment with Drayden Insurance. We’ll work to get you the best quote possible. Visit us for more information regarding our services.

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